Hello, I’m writing here out of desperation for some kind of help. I need a loan and my credit is horrible. I’m truly working on it and don’t have allot in collections but it’s been a work in progress. I don’t have any assets as collateral. I’ve been at the same job and credit union going on 12 years and they can’t help me. My husband and I work so we don’t qualify for any financial help. What banks/credit unions could help me ? I just need to pay my house taxes. I was not expecting it. A family member paid for many years and passed away and I honestly had no idea because none of us are close. I already feel so bad. I have no problems paying back but can’t come up with what I need all at once. Any suggestions? Ty in advance.